Batprakansangkom is a government insurance of Thailand. It comes as one of the benefits for working here. There are private insurance of course if you opt for it, or if the company you’re working for is affiliated with one. Personally, though, I’ve been with the government insurance since a came almost ten years back. It may not be the best. There are better ones somewhere in the world for sure, but as a Filipino I can’t help but compare it with Philhealth.
Last month I was hospitalized, got in with nothing but my health insurance card and driver’s license. Meals were served. After 5 days, I walked out of the hospital with my medicine, and without paying a dime. This is totally awesome! Any Filipino who have had experience of some sort with the Philippine government insurance would totally say the same. I wish something like this for the Philippines. Anyway, what are the benefits I got from Prakansangkom so far.
Medicine and doctor’s fee are FREE in designated hospitals and clinics. Clinics usually open after working hours until 8.00 in the evening. Which makes sense, right? One doesn’t have to skip work or school to do a simple medical consultation or a follow-up check up. You can use it as many times as you need it.
Maternity compensation is given by Prakansangkom on the month(s) you are on maternity leave. This is given aside from the monthly salary you receive from your employer as part of the company’s maternity benefit. What is so awesome about this is that compensation is given in lump sum, without delay and without further ado, the moment you present the child’s birth certificate. You just sit and wait for 5 to 10 minutes depending on how busy the insurance office is, and voila! You walk out with your money. For foreigners, additional documents like a copy of your passport, visa, and work permit are needed.
There are other benefits, I will talk about them in my next post.
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